When you hit your 50s, you are in your peak earning years and getting close to life beyond work. As you think about the future, do you have a vision and, more importantly, a plan for how to achieve the retirement life you want? You want to make sure that you have adequate resources to support your future lifestyle. Why not use the years of work left to focus on building your retirement security.

 In a perfect world, you would have made some wise investments when you were in your 20s. Then, you could build on those investments and have a vast portfolio well before you hit 50. The world isn't perfect, though, and you made some financial mistakes over the years. No matter how much you move up in the corporate world, you still have difficulty overcoming errors of the past. You might think you're doomed to be punished by the past forever, but that isn't the case.